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Articles Tagged "Buying a house"

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Bellevue WA | 12 Posts
Buying a House | 7 Posts
Home Maintenance | 29 Posts
Portland OR | 51 Posts
Redmond WA | 2 Posts
Seattle WA | 51 Posts
Tacoma, WA | 2 Posts
Uncategorized | 35 Posts
Vancouver, WA | 1 Posts
November
29

Competitive MarketHomes are selling very quickly! Securing a home in a competitive market can feel challenging, if not impossible. Below, we've rounded a few tips to give you the best chance possible at getting your dream home in the competitive market. Following our guide and working with our brokers will help you stay ahead of the pack and position yourself as a potential buyer.

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October
12

Backsplash Ideas

If you're looking to add an extra element of style or decoration to your new kitchen, maximizing the appearance of your backsplash is a great way to do it. A beautiful backsplash is an affordable strategy for improving the overall look and feel of the room. Best of all, backsplashes are easy to install yourself. With various materials, styles, patterns, and designs, choosing a new backsplash can be a fun way to increase your home value. The trick is to make sure it complements your kitchen's colors, countertops, and cabinetry. 

While choosing a visually appealing backsplash is important, remember a backsplash's purpose is to protect the wall behind your sinks and counters, which is consistently exposed to food and liquids and changing temperatures. When adding a DIY backsplash, always be sure to select materials that are durable and easy to clean.

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August
24

First time Buyers

Buying a home is still a part of the American dream. And for most of us, it starts as just that—a dream. Most people spend years dreaming about their first home before they actually buy it, and if that's where you find yourself today, then there are some things you should know before moving forward. 

Buying your first home can, of course, be a stressful process, and the more you know going in, the better off you'll be. Our brokers are always here to help. Here's what most first-time homebuyers wish they had known before starting the process: 

  1. You're Not Buying for the Life You Have Today
    It's one thing to buy a house that fits your current lifestyle. It's quite another to buy a house that fits your lifestyle five, ten, or twenty years for now. But a house is one of the biggest purchases you'll ever make, and you must think about it in the long term. Ask yourself some questions about what will your life look like down the road and whether the house you're looking at will be right for it. Are you planning on getting married or having kids? How long do you expect to be at your current job? If you're not confident that your house will still be the right house in a few years, you may want to keep looking. 
  2. It's Okay to Shop Around for a Mortgage
    A lot of first-time homebuyers are so worried about whether or not they'll be able to secure a mortgage that they take the first offer they get. Less than half of today's buyers shop around for a home loan. That's a big mistake, and it's one that could end up costing you a lot of money. Rates offered by lending institutions vary widely, which is one of the reasons why it's important to always talk to multiple lenders. As a general rule, it's best to speak with at least three lenders and a mortgage broker before you make any commitments.
  3. Buy What You Can Afford
    Buy what you can afford might seem like obvious advice, but keep one thing in mind: the amount you can afford isn't necessarily the same as what your mortgage lender thinks you can afford. Many homeowners get pre-approved for more than they end up spending, and that's not a bad thing. While pre-approval for a mortgage is a great step toward determining your budget, it shouldn't be the only one. You need to do your own math to decide how much you can afford. Factor in all your income and expenses, and keep in mind that you should never put yourself in a position where you're spending more than 30% of your income on housing. 
  4. Don't Get Caught up in the Superficial
    When you're in the market for homes for sale, it's important to remember that there's no such thing as a 'perfect' house. That's why it's really important not to fixate too much on imperfections, especially small ones that can be easily fixed. If the house is dirty, the walls are an ugly color, or the fixtures are outdated, these are all superficial problems. Start out by making a list of priorities. Write out all your must-haves and would-like-to-haves so you can evaluate any house you look at based on whether it meets your needs. 
  5. The Right Real Estate Agent Can Make All the Difference
    Some buyers shy away from working with a real estate agent because they're wary about the cost. But it's worth remembering that a good buyer's agent will be working in your best interest. The same can't be said for the listing agent, who is essentially trying to help their client sell their home for as much as possible. Working with a great agent can actually save you money, but that's not the only benefit. They will also help you with all of the more complicated or overwhelming parts of buying a house, from working with your lender and negotiating the price to overseeing inspections and signing the closing paperwork. 

Buying your first home can seem overwhelming, but it doesn't have to be. Contact us today to learn more and get started on the road to homeownership in the Portland area. 

May
26

Dog Friendly Neighborhood

Portland, Oregon has been called one of the most pet-friendly cities in America, and it's not hard to see why. With an abundance of pet stores, dog parks, pet-friendly restaurants, and dog walking trails, Portland is a pet owner's dream city. 

Our brokers are proud to live in a city that welcomes all our four-legged friends. If you're looking for your next home in the area, here's what you should look out for to know you're in a pet-friendly neighborhood. 

  1. Trash Cans
    We've all done it, but throwing your dog's poop bag in a neighbor's garbage can while you're out for a walk is a definite faux pas. That's why it's always great to live in a neighborhood with public trash cans on every corner. It's a sure sign that you and your pooch will be happy, and you won't have to be sneaky when you dispose of your dog's waste. 
  2. Click Here to Read More...

December
23

Portland Home 2020

Is purchasing a new Portland home at the top of your list of goals for 2020? We don't blame you! Portland is an amazing city to call home, and now is a great time to shop for a home in the area. Setting goals is a great place to start when buying a home, but closing the deal will require action. No matter how much or how little experience you have shopping for homes, having a plan will help. Our brokers are here to help, with five tips for making your dream of a new Portland home a reality in 2020.

  1. Make a List of Wants, Needs, and Dealbreakers
    Portland homes for sale
    feature a ton of variety and having a strong idea of what you want ahead of time will make it much easier to narrow down your options. Create separate lists for what you need to have from your new home, which extra perks you want from the home if possible, and the potential dealbreakers. Then order your list by priority.

    While it will be hard to satisfy every item on your list, knowing your priorities makes it much easier to find the right home. You may find your list of priorities evolving as you visit homes, and that's perfectly normal. Revise your list as you get new information, and use what you learn to hone in on the right choice for your needs.

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November
18

HOA Pros and Cons

You've browsed the listings for Seattle homes for sale, and you've finally found the house that you want to call home! However, it's in a community with a mandatory Home Owners Association, and now you've got to decide whether or not the pros and cons of an HOA meet your lifestyle. Our brokers understand that an HOA is not for everyone. Even though you may have found your dream home, certain rules and regulations required by the HOA may prevent you from living the way you desire. Let's look at the common pros and cons of HOAs.

Pros of HOAs

  • Homeowner Associations Provide & Maintain Great Amenities
    Do you love swimming on occasion but not enough to keep up with the responsibilities of a swimming pool? Then an HOA might be for you. Along with pools, many HOA neighborhoods feature amenities like clubhouses, tennis courts, basketball courts, event rooms, pet cleanup stations, dog parks, and host events for the community. 

  • Your Home Will Likely Retain Its Value
    Buying a home is an investment that you want to protect. Because of their many rules and guidelines, homes within an HOA maintain a great appearance that makes them desirable to new buyers.

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August
12

Portland In-Demand Neighborhoods
No matter what corner of the city you call home, there's no doubt that Portland is a fantastic place to live. The city is laid back, and filled with attractions. Residents can explore the outdoors at every turn, with a robust network of trails, bike paths, parks, and public spaces. There are so many great Portland neighborhoods to choose from, each with its own attractions, local businesses, and lifestyle. Our brokers have the details on ten of the most in-demand neighborhoods in Portland where you can find your next home.

10 In-Demand Portland Neighborhoods

Sellwood Bridge

  1. Sellwood Moreland
    Located on the southeastern edge of the city, the Sellwood Moreland neighborhood has long been a popular place to shop for a home in Portland. This neighborhood began life as a mill town on the outskirts of the city, before becoming part of Portland as it grew larger. Today, Sellwood Moreland maintains its small-town charm, while offering easy access to all the attractions of the big city and some of the state's top-ranked schools.


    Portland Pearl District

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June
24

how to buy a home team diva

For you, buying a house is not just ticking off another box on the list – it's personal. Because owning your own home means you get to decide which colors to paint the wall, how many dogs you get to have (backyard permitting), and which tree you'll build your kid's tree fort in. Having a place of your own isn't just the quintessential American Dream, it's the dream you've kindled For. Ever. But you live in Seattle and have heard the horror stories about too few houses for sale and sky-high prices. Now, you're afraid your dream may never come true.

Well, don't give up. Buying a home in Seattle is a lot like buying a home anywhere else, only different. Yes, the market here is a tight and prices are above the national average but that doesn't mean you're destined to a lifetime of renting. Coldwell Banker Bain's Team Diva know the ins and outs of the local market and what it takes to be successful in landing the home of your dreams. It starts with education, yours, so they've put together a complete guide, A to Z called, appropriately, How to Buy a Home in Seattle. In it you'll discover:

  • How to determine your home-buyer personality
  • How to find the right real estate agent for you
  • Steps to get your financing in order
  • How to make a winning offer
  • What to do when you're under contract (and why it's not the time to buy a car)
  • And more …

Whether you're ready to buy a house or just curious about the process, this comprehensive guide is for you. Never have the steps to buying a home in Seattle been laid out so clearly. See for yourself.

April
3

Bellevue WA Living
Seattle is surrounded by amazing neighborhoods, and you'll soon discover that the gem of The Emerald City is Bellevue. Bellevue is to Seattle what Brooklyn is to The Big Apple — sure, Bellevue is technically part of the Seattle metropolitan area, but this city is far more than just another suburb. Across Lake Washington sits a special place that appropriately translates to "beautiful view" in French.  

Our Brokers know you'll fall in love with the quality of life Bellevue has to offer which is why we've made a list of the top ten things that you need to know when moving to beautiful Bellevue!

 

Bellevue - Seattle

  1. Bellevue is Perfectly Placed Near Seattle
    Whether you choose to take the Evergreen Point Floating Bridge or Lacey V. Murrow Memorial Bridge, only 10 miles stand between downtown Bellevue and downtown Seattle. You're close enough to stay easily engaged with the city yet far enough to avoid the hustle and bustle of Seattle's busy downtown life. Bellevue shares Seattle's rainy weather, but residents are rewarded with a gift Seattleites don't have--an astonishing view. Look west over the lake, and you'll gaze upon the Seattle skyline set against a mountainous backdrop.

    Click Here to Read More...

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